Topic hub · Getting Paid
Price, invoice, and receive money
The best payment route depends on your country, the client or platform, the currencies involved, and how you withdraw the money. Agree on the currency and payment method before work begins. Then compare the full cost, including receiving, conversion, withdrawal, and recurring fees, on the provider’s current pricing page.
9 guides, ordered from first steps to more advanced
What this hub answers
- What is the cheapest way to get paid as a VA?
- Wise vs Payoneer vs PayPal — which should I use?
- How much should I charge as a beginner?
- Do I need to register and pay taxes as a freelancer?
All getting paid guides
Browse every topicBIR Registration for Freelancers and VAs: ORUS Steps, 8% Tax, and Deadlines
Register with the BIR through ORUS, choose between 8% and graduated tax with worked numbers, and file 1701Q, 1701A, and 2551Q on time as a Filipino VA.
Getting PaidHow to Set Your VA Rates as a Beginner (Worked Example in PHP and USD)
Calculate a beginner VA rate from your monthly peso budget: billable hours, BIR 8% reserve, platform fees and exchange rates, worked through to a USD quote.
Getting PaidHow to Get Paid as a Virtual Assistant in the Philippines
Which payment account to open first, the terms to agree before work starts, when Upwork money arrives, and a sample invoice and payment message for new VAs.
Getting PaidHow to Open and Verify GCash: IDs, Limits, and Fees for Freelancers
Open and fully verify GCash with one ID and a selfie, then learn the 2026 limits, the PHP 10 bank transfer fee, free Payoneer cash-ins, and the Virtual US Account.
Getting PaidHow to Open an RCBC US Dollar Account (2026 Requirements and Fees)
RCBC dollar account options for freelancers: USD 500 or USD 1,000 balances, the USD 10 inward wire fee, online opening in Pulz, and when Wise is the better choice.
Getting PaidHow to Set Up Payoneer in the Philippines: Fees, Upwork, and GCash
Open and verify Payoneer in the Philippines, connect Upwork, cash out to GCash or a bank, and know the 1%, 2%, and USD 29.95 fees before your first payout.
Getting PaidHow to Set Up Wise in the Philippines to Receive USD From Clients
Open and verify Wise in the Philippines, get free USD account details, avoid the wire and e-wallet fees, and move client pay to your bank for about 0.6%.
Getting PaidVA Invoice Template and Payment Terms (Filled-In Example)
A filled-in VA invoice for a US client, payment terms you can copy, deposit and retainer setups, late-payment emails, and how to record payments in pesos.
Getting PaidPayoneer vs Wise vs PayPal Fees: What a USD 500 Payment Becomes in PHP
A USD 500 client payment worked through Wise, Payoneer, and PayPal to a Philippine bank, plus Upwork withdrawals, with Sept 2026 fees and the arithmetic shown.
New to virtual assistant work? Start with the beginner roadmap.